Terms & Conditions

Last Updated: September 10, 2025

Welcome to SerraFi. These Terms and Conditions ("Terms") govern your use of our website, communications, and related services (collectively, the "Services"). By accessing or using our Services, you agree to comply with these Terms.

SerraFi is currently in the development stage and does not yet offer financial products or services. These Terms apply to informational use of our website and any interactions during this pre-launch phase.


1. About SerraFi

SerraFi is a financial technology company ("fintech") working toward building a digital banking platform. At this time, we:

  • Are not a licensed bank
  • Do not provide deposit accounts, loans, investment services, or payment solutions
  • Do not offer financial guarantees or protections such as FDIC insurance

All content and communication on our platform are intended for general informational purposes only and should not be considered financial, legal, or investment advice.


2. Eligibility

You must be at least 18 years old, or the age of majority in your jurisdiction, to use our website. You agree to use our Services in accordance with all applicable local, state, and federal laws.

We do not currently require user registration, and we do not collect sensitive personal financial information.


3. No Financial Services or Advice

SerraFi does not currently offer:

  • Banking or lending services
  • Financial advisory or investment services
  • Any product involving monetary transactions

Any references to our planned services are exploratory in nature and may be modified or canceled without notice. Nothing on our site should be taken as a commitment to future offerings.


4. Acceptable Use

You agree not to misuse the Services. Prohibited actions include but are not limited to:

  • Attempting unauthorized access to systems or data
  • Using bots, scrapers, or automation tools
  • Interfering with the normal functioning of the site
  • Reverse engineering or copying our software or infrastructure
  • Using the Services in a way that violates applicable laws or regulations

5. Intellectual Property

All trademarks, service marks, logos, designs, text, images, and other content available on our website are the property of SerraFi or its licensors.

You may not copy, reproduce, distribute, display, or use any content from our Services without prior written permission, unless expressly permitted by law.


6. Third-Party Links and Services

Our website may include links to third-party websites or services. These links are provided for convenience only. SerraFi does not endorse or control third-party sites and is not responsible for their content, availability, or practices.

Accessing any third-party website is at your own risk.


7. Limitation of Liability

As SerraFi is in pre-launch development and provides no regulated services, your use of the site is at your own risk.

We are not liable for:

  • Errors, inaccuracies, or omissions in content
  • Downtime, bugs, or technical interruptions
  • Any direct, indirect, incidental, or consequential damages arising from your use of or reliance on our website

8. Disclaimer of Warranties

The Services are provided "as is" and "as available" without warranties of any kind, express or implied. This includes, but is not limited to, warranties of merchantability, fitness for a particular purpose, and non-infringement.

We make no guarantees regarding the accuracy, completeness, availability, or reliability of the Services.


9. Indemnification

You agree to indemnify and hold harmless SerraFi, its affiliates, directors, officers, employees, and contractors from any claims, damages, liabilities, or expenses (including legal fees) arising out of your use of the Services, violation of these Terms, or infringement of any rights of another.


10. Reservation of Rights

We reserve the right to modify, suspend, or discontinue any part of the Services at any time, with or without notice. We also reserve the right to update these Terms at our discretion.


11. Force Majeure

We are not responsible for delays or failures in performance resulting from events beyond our reasonable control, including but not limited to acts of God, internet outages, labor disputes, legal changes, pandemics, or natural disasters.


12. Changes to These Terms

These Terms may be updated at any time as we develop our services. If changes are made, we will update the effective date and post the revised Terms on this page.

Your continued use of our website following any changes indicates your acceptance of the updated Terms.


13. Governing Law

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of the Services will be subject to the exclusive jurisdiction of the state and federal courts located in Delaware.


14. Contact Information

For questions about these Terms or to contact SerraFi:

Email: terms@serrafi.com
Mailing Address:
SerraFi, Inc.
4235 Hillsboro Pike, Suite 300
Nashville, TN 37215
United States


Important Notice

SerraFi is currently in pre-launch development. Any references to financial products or services are aspirational and subject to change. Nothing in these Terms should be interpreted as a guarantee or promise of future capabilities, offerings, or regulatory approval.

These Terms are intended to govern your use of our website and any informational or early-stage interactions with our company.