Terms & Conditions

Last updated: February 11, 2025

Welcome to SerraFi! These Terms and Conditions (“Terms”) govern your use of our website, services, and any associated platforms (collectively, the “Services”). By accessing or using our Services, you agree to these Terms.
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As SerraFi is currently in development and does not yet offer financial products or services, these Terms primarily govern informational use and interactions with our platform during its early stages.
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1. About SerraFi
SerraFi is a financial technology company (“Fintech”) working toward launching a neobank. At present, we do not hold a banking license or provide regulated financial services, offer deposit accounts, lending, payments, or investment services, or guarantee any financial products, transactions, or banking protections such as FDIC or equivalent insurance.
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All information on our platform is for informational and exploratory purposes only and does not constitute financial, legal, or professional advice.
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2. Eligibility
To access our website and receive updates about our progress, you must be at least 18 years old or the legal age of majority in your jurisdiction. You agree to use our Services in compliance with all applicable laws and regulations.
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At this stage, we do not require user accounts or collect personal banking information.
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3. No Financial Services or Advice
SerraFi does not currently provide banking, lending, investment, or financial advisory services, or any form of monetary transactions or financial guarantees.
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Any forward-looking statements on our website or promotional materials are subject to change and should not be interpreted as commitments.
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4. Intellectual Property
All content, trademarks, logos, and intellectual property displayed on our website are the property of SerraFi or our licensors. You may not use, reproduce, or distribute our content without prior written consent.
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5. Third-Party Links & Services
Our website may include links to third-party websites or services for informational purposes. SerraFi is not responsible for the content, policies, or practices of any third-party sites.
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6. Limitation of Liability
Since SerraFi does not yet provide financial services, you agree that we are not liable for any reliance on information found on our website. We do not guarantee uninterrupted or error-free access to our website. We are not responsible for any indirect, incidental, or consequential damages arising from your use of our website.
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7. Future Changes to These Terms
As SerraFi progresses toward launching financial services, these Terms may change. We will notify users of updates via our website. Continued use of our Services after changes are posted constitutes acceptance of the revised Terms.
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8. Governing Law
These Terms are governed by and construed in accordance with the laws of Delaware, United States, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Delaware, USA.
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9. Contact Us
For questions about these Terms or our development progress, contact us at: terms@serrafi.com
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Important Notice
SerraFi is currently in pre-launch development. Any references to future banking or financial services are purely exploratory and subject to regulatory approval. No part of these Terms should be interpreted as a guarantee of future services or banking capabilities.
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As SerraFi is currently in development and does not yet offer financial products or services, these Terms primarily govern informational use and interactions with our platform during its early stages.
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