Cashback and instant payments for high-volume supply chains

Wholesale and distribution companies move serious inventory and capital. SerraFi helps offset supplier costs with automatic cashback and delivers seamless payments across ACH, FedNow, and wire.

CASHBACK THIS MONTH

+$ 6,421 .39
Projected by Jul 31: $18,500.00
$0 $18,500
Shipping
$1,820.50
Bulk Purchasing
$3,400.64
Warehouse Ops
$1,200.25

Next deposit on Jul 31 → SerraFi Checking

24 % ↑ vs last month

The end of slow, expensive payments

Move large payments instantly and affordably while earning rewards and keeping full visibility on every dollar.

LEGACY FRICTION
High fees for vendor wire transfers
No rewards on high-volume supplier spend
Slow ACH payments
Limited spend visibility
MODERN FLOW
Low fees on FedNow, ACH, and wire transfers
Automatic cashback on all eligible supplier payments
Faster payments that help secure preferred vendor terms
Real-time transaction insights, auto-tagged and export-ready

From order to payment to payback

SerraFi fits into existing workflows. It enhances payment operations without adding complexity, helping wholesale and distribution businesses move faster and capture more value from every transaction.

Invoice Received

Amount due to supplier logged

Payment Sent

Via SerraFi debit card

Cashback Earned

Up to 2% returned automatically

Ledger Updated

Spend auto-categorized

Data Exported

QuickBooks, NetSuite, or CSV

Get started in minutes

SerraFi skips the credit checks and long onboarding cycles. Sign up, connect your accounts, and start sending payments same day. Cashback accrues from your first transaction.

Apply in minutes

No credit checks, no personal guarantees. Just fast onboarding built for businesses that move.

Connect and fund

ACH, FedNow, or wire — pick your rail. Fund your account and get moving the same day.

Start earning cashback

Pay terminals, drivers, fuel — cashback kicks in from your very first transaction.

SerraFi in the field

From dry goods to auto parts, SerraFi helps operators turn everyday payments into measurable gains — without changing how they work.

Industrial Equipment
Monthly Supplier Spend $780,000
Cashback Earned (Annually) $187,200

Replaced $25 wire transfers with instant $5 FedNow payments. Cashback now offsets nearly a full headcount's monthly payroll tax.

Packaging
Monthly Supplier Spend $620,000
Cashback Earned (Annually) $133,920

Switched from ACH to instant FedNow payments. Spend now auto-tagged as COGS, reducing manual reconciliation time by 40%.

Auto Parts & Tools
Monthly Supplier Spend $450,000
Cashback Earned (Annually) $121,500

Cut bank fees and gave both buyers and vendors clear visibility into every transaction. No more shared cards or spreadsheet logging.

Beverage Wholesale
Monthly Supplier Spend $890,000
Cashback Earned (Annually) $234,600

Early-pay discounts are now secured with faster vendor payments via FedNow transfers. Cashback is reinvested into inventory expansion.