Move money, minus the mess.

FedNow for cheap, instant payments, ACH and Wires when you need them—without changing screens.
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Recipient Method Payment Review

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Instant payments with FedNow

It's like a wire transfer, minus the waiting.
And the 5 PM cuttoffs.
And the fees.

The right rail for the right recipient

Urgent vendor payment? Use FedNow. Payroll run? ACH. Big transfer? Send a wire.

Feature FedNow Same Day ACH Wire
Speed Instant Same business day 30 minutes
Availability 24/7/365 Weekdays only Weekdays only
Cost $5 Free $20
Best for Almost anything Urgent bills $1M+ transfers

Transfer across your accounts—effortlessly

Transfer funds between your own accounts in a few taps. Instant when it's SerraFi to SerraFi. Still seamless when it's not.