Cashback on every material run, equipment rental, and subcontractor payout

Contractors and builders move fast and spend big. SerraFi puts cashback on every transaction and delivers instant payments across ACH, FedNow, and wire so your margins stay healthy on every project.

CASHBACK THIS MONTH

+$ 8,340 .52
Projected by Jul 31: $22,000.00
$0 $22,000
Materials
$3,620.80
Equipment
$3,190.47
Subcontractors
$1,529.25

Next deposit on Jul 31 → SerraFi Checking

31 % ↑ vs last month

Built for the way contractors actually work

Traditional banks move too slowly for jobsite spending. SerraFi handles high-volume material purchases, equipment rentals, and sub payouts with instant transfers and cashback on every dollar.

LEGACY TOOLS
❌ Slow wire transfers holding up material deliveries
❌ No visibility into per-project or per-job spending
❌ High fees on every subcontractor payout
❌ Zero rewards on six- and seven-figure material orders
SERRAFI
✅ Instant payments via FedNow keep suppliers and subs paid on time
✅ Real-time spend tracking by project, vendor, or cost code
✅ Low-fee ACH, FedNow, and wire transfers for any payment size
✅ Cashback on every purchase, from lumber yards to concrete suppliers

Get started in minutes

SerraFi skips the credit checks and long onboarding cycles. Sign up, connect your accounts, and start sending payments same day. Cashback accrues from your first transaction.

Apply in seconds

No credit checks or personal guarantees. Fast onboarding built for GCs, specialty trades, and home builders.

Connect and fund

Pick your rail: ACH, FedNow, or wire. Fund your account and get moving the same day.

Start earning cashback

Pay suppliers, rent equipment, settle with subs. Unlimited cashback starts from your very first transaction.

How contractors turn project spending into profit

From residential builds to commercial projects, SerraFi moves payments instantly and puts cashback back into your bottom line.

GENERAL CONTRACTOR
MONTHLY MATERIAL & SUB SPEND $920,000
CASHBACK EARNED (ANNUALLY) $220,800

Lumber, concrete, and steel orders settled instantly. Cashback reinvested into equipment upgrades and crew bonuses.

ELECTRICAL CONTRACTOR
MONTHLY MATERIAL & SUB SPEND $380,000
CASHBACK EARNED (ANNUALLY) $91,200

Supply house runs and panel orders paid same day. Cashback covers truck maintenance and tool replacements across the fleet.

HOME BUILDER
MONTHLY MATERIAL & SUB SPEND $650,000
CASHBACK EARNED (ANNUALLY) $156,000

Subcontractor draws and material deposits processed in real time. Cashback funds model home staging and marketing.

HVAC & PLUMBING
MONTHLY MATERIAL & SUB SPEND $270,000
CASHBACK EARNED (ANNUALLY) $64,800

Wholesale parts and equipment vendor payments automated. Cashback offsets service van leases and apprentice training costs.