Insights from the team

How Much Cash Should Your Business Keep in Reserve?

Explore key considerations for determining the right cash reserve amount for your company, as well as runway calculations and risk management strategies.

The Hidden Costs of Traditional Business Banking (and How to Avoid Them)

Traditional business banking comes with hidden costs, including monthly maintenance fees, wire transfer charges, overdraft penalties, and transaction limits that can add up quickly. Here's how to avoid them.

How to Earn Interest on Your Business Cash (Without Locking It Up)

Businesses can earn interest on their cash reserves without locking them up in long-term investments. Two of the best options are high-yield business savings accounts and money market accounts (MMAs)—both offering competitive interest rates while keeping funds accessible. Let's talk about them.

What Happens If Your Business Bank Fails? A Guide to Protecting Your Money

If your business bank fails, FDIC insurance covers up to $250K, but excess funds may be at risk. Protect your money by using multiple banks, insured cash sweep services, and Treasury bills. Always have a backup account and a contingency plan to avoid disruptions.

How to Build a Cash Flow Forecast That Actually Works

A cash flow forecast helps businesses predict money coming in and going out, ensuring they stay financially stable. This is how you build one.